Event | Date |
---|---|
Open Enrollment begin | Monday, September 15, 2025 |
Open Enrollment changes are due | Friday, October 10, 2025 at 5:00 PM |
Changes become effective | Thursday, January 1, 2026 |
During Open Enrollment, you can:
- Change your medical and/or dental plan
- Add or remove eligible dependents
- Cancel your existing medical, dental or vision plan(s)
- Enroll in a medical, dental or vision plan, if currently waived
- Enroll or change volume in voluntary life and/or accident death and dismemberment insurance plans
- Begin or re-certify cash-in-lieu status – Annual certification is required
- Enroll or re-enroll in a flexible spending account (FSA) – Annual enrollment is required to continue to participate each year
- For the PERS Platinum PPO, employee contributions have increased across all groups. Be sure to check the 2026 rate sheets for specific changes to other medical plans.
- Effective January 1, 2026, CVS Caremark (CVS) will replace OptumRx as the new pharmacy benefits manager (PBM) for all plans except Kaiser HMO, Blue Shield HMO Access+, and Blue Shield HMO Trio.
- Health Care Flexible Spending Account annual election limit is $3,300 for 2026.
- Dependent Care Flexible Spending Account annual election limit is $7,500 for 2026.
2026 CalPERS Kaiser Open Enrollment Flyer2026 Cash In Lieu Recertification Requirements2026 Open Enrollment MemoAlight Worklife Enrollment ProcessCalPERS HBD12 FormCalPERS Open Enrollment Flyer
Benefits Guide
Cost Sheets
Health Plan Cost Changes from 2025 to 2026Health Plan Costs 2026 (10-Month Employees)Health Plan Costs 2026 (11-Month Employees)Health Plan Costs 2026 (12-Month Employees)
Additional Resources
CalPERS Open Enrollment FlyerKaiser Permanente (HMO) - 2026 Open Enrollment Webinar (requires registration)Included Health Open Enrollment video (PERS PPO Basic Plans)Blue Shield - weekly Open Enrollment sessions, including Q&A (requires registration)Blue Shield - Open Enrollment videos (HMO & PPO plans)CVS Caremark for Basic members (for the following plans: Anthem HMO, UnitedHealthcare
HMO, PERS Gold PPO, and PERS Platinum PPOs) CVS Caremark webinar slides